These Terms of Use govern your access to and use of the website heluhe-jiwemo.info and any course materials provided by Heluhe Jiwemo (Mieszka I 11, Koszalin, Poland). By accessing the website, you confirm that you have read, understood, and agree to these terms. If you do not agree, please discontinue use of the website. These terms are governed by Polish law and applicable European Union law.
1. Nature of the Content
1.1 The content published on this website and in the course materials provided by Heluhe Jiwemo is educational and informational in nature. It does not constitute financial advice, investment advice, psychological treatment, therapy, counselling, or any form of professional regulated service.
1.2 The course program is a structured educational offering. Participation does not create a therapeutic, advisory, or regulated professional relationship of any kind.
1.3 If you require professional financial advice, please consult a licensed financial adviser. If you require psychological or therapeutic support, please consult a qualified mental health professional.
2. Intellectual Property
2.1 All content on this website, including text, images, course materials, structure, and design, is the intellectual property of Heluhe Jiwemo or its licensors and is protected under applicable Polish and European Union copyright law.
2.2 You may not reproduce, distribute, modify, or create derivative works from any content on this website without prior written permission from Heluhe Jiwemo.
2.3 Permitted uses include personal, non-commercial reading and access for the purpose of evaluating the course program.
3. User Conduct
3.1 You agree not to use this website in any manner that violates applicable Polish or European Union law.
3.2 You agree not to attempt to gain unauthorized access to any part of the website, its servers, or any associated systems.
3.3 You agree not to transmit any content via this website that is unlawful, defamatory, harmful, or infringes the rights of others.
4. Accuracy of Information
4.1 Heluhe Jiwemo makes reasonable efforts to ensure the accuracy of information published on this website. However, we do not warrant that all information is complete, current, or free from error.
4.2 Educational content is provided for general informational purposes. Individual circumstances vary and the information provided may not apply to every situation.
5. Third-Party Links
5.1 This website may contain links to external websites. Heluhe Jiwemo has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.
6. Limitation of Liability
6.1 To the fullest extent permitted by applicable law, Heluhe Jiwemo shall not be liable for any direct, indirect, incidental, or consequential loss arising from use of this website or reliance on its content.
6.2 Nothing in these terms limits liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded under Polish law.
7. Privacy
7.1 Your use of this website is also governed by our Privacy Policy, which is incorporated into these terms by reference.
8. Changes to These Terms
8.1 Heluhe Jiwemo reserves the right to update these Terms of Use at any time. The date at the top of this page indicates the most recent revision. Continued use of the website after any amendment constitutes acceptance of the revised terms.
9. Governing Law and Jurisdiction
9.1 These terms are governed by Polish law. Any disputes arising from these terms or your use of this website shall be subject to the jurisdiction of the competent courts in Poland, without prejudice to any mandatory consumer protection rights you may have under applicable law.
10. Contact
10.1 Enquiries regarding these terms should be directed to: [email protected] or by post to Mieszka I 11, Koszalin, Poland.